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THIS is why I have an emergency fund!

June 20th, 2007 at 09:14 am

Nearly every personal finance advice site has the same advice on a few subjects, and almost all the time having an emergency fund is one of these tips. After all, you never know when something is going to come up and you'll need the money.

Last week someone came in the back slider door at my house in broad daylight (actually my rooomates house; he owns the place and hasn't fixed the broken lock since it was busted a year ago) and stole my laptop, IPOD, and digital camera. Not a good day for me.

So now I am shopping around for a laptop and camera. The IPOD I can do without. But what a bummer.

What Are Your Luxuries?

June 8th, 2007 at 01:07 pm

Ok since we all sit around our computers and type to eachother about how frugal we all are, certainly we all ahve some luxuries in life that make our lives sane.

For me, I play golf. And not just out on Saturday afternoons with the boys, drinking beer and talking sports. I play competitively, which means I travel all over California, playing in tournaments against other top players. Hotels, tournament entry fees, and my membership at my country club ($275 a month). It's fun and I watch every other penny to justify my spending when I play golf.

What are your luxuries?

To All My Money Saving Friends....

June 1st, 2007 at 08:52 am

I have been reading all of your blogs for about 6 months now, and thought it time to start my own.

Not only is it fun (and maybe a bit narccistic) to have your own blog, but it certainly helps you keep your financial goals if you put them out there for everyone to see.

I am 25 years old, work as a commercial loan officer at a community bank in Northern California, and have a seriosu girlfriend who lives in San Francisco and works at Google.

I went through college spending money left and right and quuicly racked up about $8,000 in credit card debt. I have cut that down to about $2,500 since graduation and am trying eliminate it all by 2008.

I spend 75% of my time watching my pennies and trying to do my best to save all I can so I can not feel guilty when I travel to San Francisco and go to nice dinners and Giants games.

This is my journey..........Happy Saving, everyone!